No one ever sets out to be broke and in debt. It is usually a culmination of little unconscious actions such as overspending, poor savings habits, etc. resulting in debt. If you are reading this, it is a sign that you want to get out of debt. You don't need anyone to tell you why you need to be debt-free, because you understand how bad it is to be in debt. However large your debt is, don't be ashamed of the number. You can make today the day you begin to turn your finances around. You need a ladder that will get you out of the debt hole you are in at the moment. And the good news is, this book will provide you that ladder, and with each step, you can finally get yourself to a place where you are debt-free. There are two ways to get out of debt- spending less and earning more. The information in this book will provide you with time-tested strategies to limit spending and increase your income to climb your way out of debt. While there are less painful ways to achieve this quest, it is not an easy challenge. An attitude you will need to achieve your desire to be free is discipline. It's essential to mention this from the beginning to prepare yourself mentally for the challenge ahead. It will require paying some sacrifices that only discipline can make possible. The amount of debt you want to pay off may be overwhelming, but you can be sure that there are people who have owed so much more and found a way to come into freedom. This is possible for you too, and this book will be your guide on this journey. Click the Buy Button to add this book to your kindle reader or order the paperback. Remember, becoming debt-free is possible and you can.