Feel Free Read Money Concepts for Smart Teens: An Introduction to Personal Finance for Youth (Financial Literacy Series for Smart Teens Book 1) MOBI
Financial literacy is what you need to know to grow and prosperThis is a collection of financial facts, concepts, thoughts and ideas from commercialbrochures, from notes of books I have read, seminars I have attended, from FinancialCourses completed, from school courses I have taught, from radio and TV programsand practical situations and experiences I have encountered in life. May this be adiscussion starter for you and your mentors. I encourage you to learn more abouteach topic of interest as it applies to you, as current information may change withfinancial institutions and governments.These topics are intended for your education, your discussion, and not for specificinvestment advice. Financial literacy is your responsibility, so use the information inthe following pages as a starting point to become financially literate. FinancialLiteracy is at the root of most decisions you will ever make.The topics are listed somewhat in the order as you may encounter them during yourlifetime, from a child to a young adult, or even older, but use them in any order thatmeets your need. Some topics may be repeated, as you will encounter them again andagain at different maturity levels. For example: Topics 70-75 on Budgeting, could beplaced near the beginning of the book, like after Topic 12.Financial Literacy for Smart Teens - Topics in Book One3 Dedication to Smart Teens4 Purpose of this Collection5 Introduction by the author6 Train up a Child7 What your Parents Owe You8 Values, Goals and Habits for Your Life- Start Saving early9 Needs, Wants, Desires and Choices – Smart spending10 Needs vs Wants11 Making Smart Choices12 Be Resourceful, decide early to Adopt a Smart, Sustainable Lifestyle13 College or Trades Training14 The High Cost of College, start saving in elementary school15 Part time jobs give a taste of the real world and earn income16 Work is work, and a Pay Cheque is a bonus17 Payment Methods for Working for Employers18 Your First Pay Cheque -Deductions and Take Home Pay19 Other Ways of Saving to pay for College20 RESPs, a family saving plan21 Student Loans to help pay for training22 What is Money23 A brief History of Money24 The Industrial Age, The Gold Standard25 The Digital Information Age26 Other FORMS of Money used Now –ATMs27 Cheques and Debit Cards28 Credit Cards29 Direct Bank Deposits30 Making MONEY, - Earning Income, Employment, Unemployment31 PAYDAYS and Deductions32 Taxes on Earned Income33 TAXES, Taxes, Taxes…….34 Income Tax35 Sales Taxes, PST, GST, HST.36 Automobile Registration37 Fuel Taxes38 Property Transfer Tax39 Property (Ownership) Tax40 SAVING your MoneyMuch More to learn in Book 2 and Book 3,of Financial Literacy for Smart Teens Series.Henry J.Wieler
